Access to a range of loans
Let’s find you the perfect loan, from only the best lenders
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Car Loans
(New & Used)
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Truck Loans
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Personal Loans
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Leisure Loans
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Small Business
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Access 40 + lenders

Compare and Choose: Tailoring the right loan to suit you, not the bank. We’ll give you the best loan options to compare and choose from 40+ lenders
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Simple & Secure Application Process

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Protect your credit score by matching with the best
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Interest Rates from 4.99%*

Lower Rates

With access to 40+ Lenders, combined with our 20+
years’ experience allows us access to the lowest rates
and repayments on the market
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Speak directly with a Loan Specialist

We Work For YOU

We work for you, not the banks! We guarantee to find you the perfect loan, with the lowest rates, tailored to you, no matter your financial circumstance
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WE FINANCE CARS, BIKES, UTES, TRUCKS, BOATS + MORE

We’re one of Australia’s most experienced and trusted finance providers. Based in Sydney, and servicing customers nation-wide, Affordable Funding delivers fast, simple, and flexible finance options, specialising in both Personal Asset Loans and Commercial Asset Finance.
  • Car Loans
  • Personal Loans
  • Leisure Loans
  • Truck & Equipment Loans
  • Small Business Loans
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Deal Directly with
a broker
Apply Online or over the Phone in less than 5 minutes, and work our magic, and handle the rest!
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Real People,
Real Support
From finding you the perfect loan, to picking up the keys, and beyond… we’re with you every step of the way.
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How it works
We make things simple, seamless and FAST…
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Finance Products for Personal & ABN Holders

Affordable Funding has finance products for personal & ABN holders, so no matter your situation, we will have a solution for you. Full range of insurance and warranty products easily incorporated into your loan to supplement your car purchase. We will be there for you throughout the entire duration of your loan, helping with pay-outs, trade-ins and any other queries you may have.
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Personal Loans
Commercial Asset Finance
Car Loans
Car
Loans

With our huge network and long-term relationships with the best car finance lenders in the country, we connect credit conscious Australians with much lower interest rates and flexible loan options.

Affordable Funding is a true market leader when it comes to Car Loans, guaranteeing to deliver the perfect loan to suit your car buying needs.

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Personal Loans
Commercial Asset Finance
Car Loans
Commercial
Asset Finance

Having operated for over 15 years and as a continuously growing business, Affordable Funding understands the importance of access to simple and fast finance.

Whether you’re an ABN Holder buying the new family car, a Sole Trader wanting to purchase a small truck, or a large company expanding its fleet of equipment and machinery; we’re with you every step of the way.

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Personal Loans
Commercial Asset Finance
Car Loans
Personal
Loans

Affordable Funding is a true market leader when it comes to providing quick, easy, and low rate Personal Loans, guaranteeing to deliver the perfect solution no matter your circumstance, financial history, or lending requirements.

Whether you need a personal loan for a Holiday, Wedding, Jewellery, Refinancing, or just in need of extra Cash, we’ll find you the right solutions and we’re with you every step of the way!

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Car Loans

With our huge network and long-term relationships with the best car finance lenders in the country, we connect credit conscious Australians with much lower interest rates and flexible loan options.

Affordable Funding is a true market leader when it comes to Car Loans, guaranteeing to deliver the perfect loan to suit your car buying needs.

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Competitive interest rates as low as 4.99%
Flexible loan terms, tailored repayments, 40+ lenders
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Easy online application
quick turn-around time for an approval, you can be in your car within as little as 24 hours
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No deposit required
no up-front costs at all and no hidden fees or charges for personal or car finance
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New and Used Vehicles
Exclusive access to the cheapest cars on the market. Don’t just fund your car with Affordable Funding, allow us to locate the right car for you too!
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Discounts for ABN Holders
Exclusive discounts available on Business & Commercial Loans
Commercial Asset Finance

Having operated for over 15 years and as a continuously growing business, Affordable Funding understands the importance of access to simple and fast finance.

Whether you’re an ABN Holder buying the new family car, a Sole Trader wanting to purchase a small truck, or a large company expanding its fleet of equipment and machinery; we’re with you every step of the way.

Apply Now
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Competitive interest rates as low as 4.99%
Flexible loan terms, tailored repayments, 40+ lenders
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Easy online application
quick turn-around time for an approval, you can be in your car within as little as 24 hours
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No deposit required
no up-front costs at all and no hidden fees or charges for personal or car finance
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Exclusive Access
We are the most competitive in the industry for commercial interest rates and have access to a multitude of commercial products including; New and Used Vehicles, Machinery and commercial equipment
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Discounts for ABN Holders
Exclusive discounts available on Business & Commercial Loans
Personal Loans

Affordable Funding is a true market leader when it comes to providing quick, easy, and low rate Personal Loans, guaranteeing to deliver the perfect solution no matter your circumstance, financial history, or lending requirements.

Whether you need a personal loan for a Holiday, Wedding, Jewellery, Refinancing, or just in need of extra Cash, we’ll find you the right solutions and we’re with you every step of the way!

Apply Now
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Competitive interest rates as low as 4.99%
Flexible loan terms, tailored repayments, 40+ lenders
sm-vertical-logo
burger-dots
Easy online application
quick turn-around time for an approval, you can be in your car within as little as 24 hours
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No deposit required
no up-front costs at all and no hidden fees or charges for personal or car finance
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Exclusive Access
With the most competitive interest rate and cheapest cars on the market. Dont just fund your car with Affordable Funding, allow us to locate the right car for you too!
sm-vertical-logo
burger-dots
Discounts for ABN Holders
Exclusive discounts available on Business & Commercial Loans
sm-vertical-logo
burger-dots
Competitive interest rates as low as 4.99%
Flexible loan terms, tailored repayments, 40+ lenders
sm-vertical-logo
burger-dots
Easy online application
quick turn-around time for an approval, you can be in your car within as little as 24 hours
sm-vertical-logo
burger-dots
No deposit required
no up-front costs at all and no hidden fees or charges for personal or car finance
sm-vertical-logo
burger-dots
Exclusive Access
We are the most competitive in the industry for commercial interest rates and have access to a multitude of commercial products including; New and Used Vehicles, Machinery and commercial equipment
sm-vertical-logo
burger-dots
Exclusive Access
With the most competitive interest rate and cheapest cars on the market. Dont just fund your car with Affordable Funding, allow us to locate the right car for you too!
sm-vertical-logo
burger-dots
New and Used Vehicles
Exclusive access to the cheapest cars on the market. Don’t just fund your car with Affordable Funding, allow us to locate the right car for you too!
sm-vertical-logo
burger-dots
Discounts for ABN Holders
Exclusive discounts available on Business & Commercial Loans
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Bad Credit? No Problem!
No matter your personal circumstance, credit history, or financial needs; have confidence in allowing our team of loan experts and technology, to get you approved!
Apply Now
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Competitive Rates As Low As
4.99%
Start-to-finish process
in as little as 24 hours
Apply Now
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Vehicle
Warranty
Bundle & Save with our Premium Discounts on Warranties and Roadside
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Vehicle
Insurance
Bundle & Save with our Premium Discounts on all Insurance Products
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Vehicle
Search
With access to a large network of Car Dealerships & Wholesalers, we can help find your new car or trade-in the old one.
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What are the current interest rates?
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Affordable Funding has access to interest rates as low as 4.99% over a wide range of finance products across many banks and lenders. The rate will vary depending on each individual client’s profile, as well as the lender in which they are approved.
How quickly can I get my new car?
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From the moment we take an application we can have an approval generated within the hour and the complete process finalized within 24 hours.
Am I eligible for finance?
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Whether you have bad credit, are on a pension, or have previous bankruptcies, if there is an option available Affordable Funding is confident that we can provide all customers with a finance product that will suit their individual needs.
Why Choose Affordable Funding?
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We’re Fast, Simple, and Affordable... We have the technology, the team, the experience, and the network to provide you with the best loan options on the market… and we guarantee it!

Being solution focussed, your loan approval is our main goal, however your experience in applying for finance is our priority. When you choose Affordable Funding, you become part of the family, and we’re your Brokers for Life.
5stars
Over 10,000 Loans Approved
Read our Google Reviews from our many happy customers
5stars
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Tara Howlett
3 months ago

Anthony was an amazing help! Anything I had an issue on, he was very accommodating. I started my application on Sunday afternoon and by Monday late afternoon I was approved for my car loan. Would recommend Anthony in a heart beat! The whole experience was smooth and easy and great customer service! I will 100% be using Anthony and his company again if I need anything in the future.

Again thank you!!
5stars
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Graeme Jenkins
3 months ago
I'm very happy that I got assigned 1 person to deal with from the start, who I could text, email and call directly, and is based in Australia. He also made the whole process so easy for me. Dealing with lenders directly can be difficult. I highly recommend Affordable Funding, and in particular Josh, he was excellent
5stars
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James Slater
5 months ago
My experience with Affordable Funding - Car Finance Sydney was beyond expectations. The service and staff are both amazing. Gustavo was a godsend, a genuinely welcoming and very easy person to talk to, making for a very comfortable and trusting experience, he went above and beyond to help me with getting the best possible finance and achieved it unbelievably fast. It was amazing to say the least. HIGHLY RECOMMENDED
5stars
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Geraldine Ryland
6 months ago

The best thing about Affordable Funding? The lady who answered my call! Jess was not only professional and willing to go the extra mile to find me the best loan options and lowest interest rates, she was also very personable, patient and generous with her time. Her email correspondence arrived almost immediately, with clear instructions on how to proceed.

I would highly recommend AF to anyone seeking a loan and I would also highly recommend Jess. She's a diamond!
5stars
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craig
Craig Ford
2 months ago
We had an exceptional experience with Affordable Funding. Gus bent over backwards to arrange all our needs. Was great to talk to a real, genuine polite professional. I would recommend using Affordable Funding to anyone looking for there expertise. Thanks again.
5stars
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craig
Maufi Moraho
5 months ago
Great experience had with Affordable Funding. Especially Anthony Di Martino who made the whole process quick and easy took less than 4 business days to get me what I needed everything from start to finish were clearly communicated. Definitely recommend Affordable Funding n again Anthony to anyone looking for finance. Totally HAPPY with service
5stars
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Winvie Mendoza
2 months ago
Can’t say enough about their level of customer service. Anthony is an absolute legend! He always made sure I had visibility and understanding of every step in the process. He also turned things around very quickly. Would definitely consider them for financing needs in the future.
5stars
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Esi Taukiuvea
3 months ago
Gus was an absolute pleasure to deal with! Was very responsive, had the ball rolling very quick & company vehicle approved in next to no time. Will definitely refer family & friends and highly recommend Affordable Funding.
5stars
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Sarah Hurst
2 months ago
Wow! What a great experience! No stress and Gus found me an excellent finance deal. Very happy with the process and the end result and can't wait to pick up my new car :D Thank you!
5stars
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craig
Dante Tatai-Sa
a month ago

Just want to thank Gus from Affordable funding was very competent,professional and also friendly. Gus went above and beyond to reach our end goal and he reached it successfully. If anyone is looking a great person to deal with these things definitely refer Gus.

Thanks Again
5stars
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craig
Elish Tiffen
a week ago

My experience with affordable funding was made super easy and enjoyable. I dealt with Eric Nak and he was honestly very the best. I could not recommend him more. He went above and beyond to get me the best deal possible to purchase a new car.

Thankyou so much Eric for allowing me to purchase my dream car
5stars
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craig
Peter Stoneley
5 months ago

Highly recommend using affordable funding. I dealt with Gus throughout the application process. His communication skills are amazing. He always kept me well informed of the progress of application and even called out of business hours to keep me updated.

Highly recommend and will be using his service again in the future.
5stars
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