Australia’s highest-rated finance brokers on Google
An Unsecured Personal Loan allows you to borrow money without putting up any collateral, such as your home or car. Whether you need funds for an emergency, a big purchase, or debt consolidation, this loan option offers competitive rates and flexible terms, all without the need for security.
With fast approvals, minimal paperwork, and no need for collateral, securing an unsecured personal loan is straightforward and hassle-free. Apply now and get the funds you need quickly and easily, with manageable repayments tailored to suit your budget.
Submitting your enquiry with us will not impact your credit score
We specialise in fast, unsecured personal loans with competitive rates and flexible repayment options. Here’s what we offer:
No biggie, but we’ve got the highest 5-star Google ranking in lending*
Tony was far from being helpful! He was amazing!! Tony not only helped me get a family car he helped us more than that and exceeded our expectations. More than what I asked for. Thank you Tony for helping us through an easy process. Made me comfortable and made everything clear and to my budget. Highly recommended!! So please take this review and get on to Tony as he will help you all the way. Bless you Tony from my family to yours
Thank you for helping my family out. Tony went above and beyond to secure funds for our car. Definitely 110% service and highly recommend this business. Keep up the great work. 👍
A huge Thank you to Gus for helping me get finance for my new car. Fantastic service and support, making the process smooth and stress-free. I am truly Grateful for the assistance in securing the funds for my new wheels! I would definitely recommend you to all and will be back when I need finance again.
I didn't think I'd get finance to buy a car. Ezra was amazing. He kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, After being denied by few landers because of my working visa finally i got in touch with them. Thank you so much to Ezra for this opportunity. Will definitely recommend him to family and friends.
Tony, I can’t thank enough for all the help and assistance you provided me along with all the understanding you afforded me whilst assisting me in acquiring my vehicle.
Throughout the whole process Tony was so professional, confident, courteous, compassionate and committed to getting the best outcome possible for finance enquiry.
I would recommend Tony and Affordable Funding to everyone and anyone who requires funding for anything from a car to a home loan.
Thanks again Tony, I can’t thank you enough!!
Affordable funding are the best in the biz.
Having been to 4 brokers prior which were of no help due to being 5 months new to AU, Josh and Jay worked my profile to the end, managing 3 finance approvals for different options to suit multiple types of purchase.
They dug deep and were very personalized, ensuring there was a successful outcome.
Josh and Jay were extremely efficient in communication and the overall process, which made it easier, although, knowing my deal wasnt an easy one.
I would highly recommend Affordable Funding to any family, friend, colleague, considering I've had a good history of personal and business lending overseas, Affordable Funding has been the best in my experience, by FAR!
HUGE THANKS AGAIN, Love your guys work, and I will be a loyal client for anything in future.
10 Stars from me!
couldn’t recommend Gus more! he was extremely helpful, helped me understand everything i was unsure about, answered every call and was patient with me. Gus helped me get my dream car 🤩😊 will definitely be contacting him for future finance needs and will recommend him 100%!!
I didn't think I'd get finance to buy a car. Tony F was amazing. He got the ball rolling & kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, I am the proud owner of this beauty. Thankyou so much to Tony for this opportunity. Will definitely recommend him to family and friends.
We’ll give you the best loan options to compare and choose from.
Unsecured loans are financial solutions that don’t require collateral, like a car or property. Instead, approval is based on your creditworthiness and ability to repay. Use these funds for various needs, from consolidating debt to covering emergencies.
Unsecured loans are safe when you work with reputable lenders. Since there’s no collateral, you’re not risking your assets. You must provide proof of income, identity, and address to apply.
Interest rates for unsecured loans vary based on your credit score and lender. At Affordable Funding, unsecured personal loan rates start from 6.19%. You can usually repay your loan early without incurring any penalties.
Yes, you can qualify for an unsecured loan even with bad credit. Affordable Funding works with a range of lenders to find options for both good and less-than-perfect credit. We consider your current financial situation, not just your credit history.
Depending on your situation, you can get approved in as little as 60 minutes and receive funds the same day. Our lenders offer a minimum loan amount of $5,000.
This page is intended for informational purposes only and does not constitute financial advice. We recommend seeking independent financial advice to ensure any refinancing option suits your circumstances.
