Australia’s highest-rated finance brokers on Google
A Bad Credit Business Loan helps you secure funding for your business, even if your credit history isn’t perfect. Whether you’re looking to expand, cover operational costs, or invest in new equipment, our loans offer competitive rates and flexible terms, with quick approval and minimal paperwork.
With fast funding and manageable repayments, we make it easy for you to get the financial support you need to grow your business, regardless of your credit score. Apply now and keep your business moving forward.
Submitting your enquiry with us will not impact your credit score
We specialise in helping businesses with bad credit access the funds they need. Here's what we offer:
No biggie, but we’ve got the highest 5-star Google ranking in lending*
Tony was far from being helpful! He was amazing!! Tony not only helped me get a family car he helped us more than that and exceeded our expectations. More than what I asked for. Thank you Tony for helping us through an easy process. Made me comfortable and made everything clear and to my budget. Highly recommended!! So please take this review and get on to Tony as he will help you all the way. Bless you Tony from my family to yours
Thank you for helping my family out. Tony went above and beyond to secure funds for our car. Definitely 110% service and highly recommend this business. Keep up the great work. 👍
A huge Thank you to Gus for helping me get finance for my new car. Fantastic service and support, making the process smooth and stress-free. I am truly Grateful for the assistance in securing the funds for my new wheels! I would definitely recommend you to all and will be back when I need finance again.
I didn't think I'd get finance to buy a car. Ezra was amazing. He kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, After being denied by few landers because of my working visa finally i got in touch with them. Thank you so much to Ezra for this opportunity. Will definitely recommend him to family and friends.
Tony, I can’t thank enough for all the help and assistance you provided me along with all the understanding you afforded me whilst assisting me in acquiring my vehicle.
Throughout the whole process Tony was so professional, confident, courteous, compassionate and committed to getting the best outcome possible for finance enquiry.
I would recommend Tony and Affordable Funding to everyone and anyone who requires funding for anything from a car to a home loan.
Thanks again Tony, I can’t thank you enough!!
Affordable funding are the best in the biz.
Having been to 4 brokers prior which were of no help due to being 5 months new to AU, Josh and Jay worked my profile to the end, managing 3 finance approvals for different options to suit multiple types of purchase.
They dug deep and were very personalized, ensuring there was a successful outcome.
Josh and Jay were extremely efficient in communication and the overall process, which made it easier, although, knowing my deal wasnt an easy one.
I would highly recommend Affordable Funding to any family, friend, colleague, considering I've had a good history of personal and business lending overseas, Affordable Funding has been the best in my experience, by FAR!
HUGE THANKS AGAIN, Love your guys work, and I will be a loyal client for anything in future.
10 Stars from me!
couldn’t recommend Gus more! he was extremely helpful, helped me understand everything i was unsure about, answered every call and was patient with me. Gus helped me get my dream car 🤩😊 will definitely be contacting him for future finance needs and will recommend him 100%!!
I didn't think I'd get finance to buy a car. Tony F was amazing. He got the ball rolling & kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, I am the proud owner of this beauty. Thankyou so much to Tony for this opportunity. Will definitely recommend him to family and friends.
We’ll give you the best loan options to compare and choose from.
Yes, small business loans are highly flexible, allowing you to use the funds for various needs, such as purchasing equipment, managing cash flow, funding marketing campaigns, or hiring staff to support growth.
Small business loans offer fast access to capital and flexible terms, which are ideal for expanding your business. However, it’s important to consider interest rates and repayment terms to ensure the loan aligns with your financial strategy.
Both types are available. Secured loans require collateral like property or equipment, while unsecured loans do not. Unsecured loans are often quicker to process and more flexible but may have slightly higher interest rates.
Small business loans connect you with lenders offering solutions that fit your needs. After applying online, you can receive approval within 24 hours. Available types include unsecured loans, no-doc loans (under $150K), secured loans, lines of credit, and equipment financing.
To qualify, you need an active ABN, a trading history of at least six months, and Australian citizenship or permanent residency. No financials are required for no-doc loans under $150K.
This page is intended for informational purposes only and does not constitute financial advice. We recommend seeking independent financial advice to ensure any refinancing option suits your circumstances.
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ABN 55 618 511 158 | Australian Credit License 517685
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