Australia’s highest-rated finance brokers on Google
A Business Line of Credit provides your business with access to funds whenever you need them. Whether you’re covering short-term expenses, managing cash flow, or seizing new opportunities, a line of credit gives you the flexibility to borrow only what you need, when you need it.
With competitive rates, flexible repayment terms, and fast access to funds, a business line of credit helps you keep your business running smoothly without the stress of a traditional loan. Apply now and keep your business moving forward.
Submitting your enquiry with us will not impact your credit score
We offer flexible, easy-to-access lines of credit to help you manage your business finances. Here's what we offer:
No biggie, but we’ve got the highest 5-star Google ranking in lending*
Tony was far from being helpful! He was amazing!! Tony not only helped me get a family car he helped us more than that and exceeded our expectations. More than what I asked for. Thank you Tony for helping us through an easy process. Made me comfortable and made everything clear and to my budget. Highly recommended!! So please take this review and get on to Tony as he will help you all the way. Bless you Tony from my family to yours
Thank you for helping my family out. Tony went above and beyond to secure funds for our car. Definitely 110% service and highly recommend this business. Keep up the great work. 👍
A huge Thank you to Gus for helping me get finance for my new car. Fantastic service and support, making the process smooth and stress-free. I am truly Grateful for the assistance in securing the funds for my new wheels! I would definitely recommend you to all and will be back when I need finance again.
I didn't think I'd get finance to buy a car. Ezra was amazing. He kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, After being denied by few landers because of my working visa finally i got in touch with them. Thank you so much to Ezra for this opportunity. Will definitely recommend him to family and friends.
Tony, I can’t thank enough for all the help and assistance you provided me along with all the understanding you afforded me whilst assisting me in acquiring my vehicle.
Throughout the whole process Tony was so professional, confident, courteous, compassionate and committed to getting the best outcome possible for finance enquiry.
I would recommend Tony and Affordable Funding to everyone and anyone who requires funding for anything from a car to a home loan.
Thanks again Tony, I can’t thank you enough!!
Affordable funding are the best in the biz.
Having been to 4 brokers prior which were of no help due to being 5 months new to AU, Josh and Jay worked my profile to the end, managing 3 finance approvals for different options to suit multiple types of purchase.
They dug deep and were very personalized, ensuring there was a successful outcome.
Josh and Jay were extremely efficient in communication and the overall process, which made it easier, although, knowing my deal wasnt an easy one.
I would highly recommend Affordable Funding to any family, friend, colleague, considering I've had a good history of personal and business lending overseas, Affordable Funding has been the best in my experience, by FAR!
HUGE THANKS AGAIN, Love your guys work, and I will be a loyal client for anything in future.
10 Stars from me!
couldn’t recommend Gus more! he was extremely helpful, helped me understand everything i was unsure about, answered every call and was patient with me. Gus helped me get my dream car 🤩😊 will definitely be contacting him for future finance needs and will recommend him 100%!!
I didn't think I'd get finance to buy a car. Tony F was amazing. He got the ball rolling & kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, I am the proud owner of this beauty. Thankyou so much to Tony for this opportunity. Will definitely recommend him to family and friends.
We’ll give you the best loan options to compare and choose from.
A business overdraft allows you to withdraw more than your account balance, providing a flexible credit line for short-term needs. Unlike a business loan, which is suited for larger, planned expenses with fixed repayments, a business overdraft offers ongoing access to funds as needed.
When comparing business overdraft options, focus on:
These factors will help you choose the suitable business overdraft for your needs.
The main cost is the interest on the borrowed amount, starting from 6.19%. Risks include potential over-reliance and impact on your credit score if not managed well. Benefits include flexibility, ease of access, and only paying interest on what you use.
Yes, a business overdraft can influence your credit score. Proper management, including timely repayments, can enhance your credit, while missed payments or excessive use may harm it. Choosing a suitable facility can help protect your credit score.
To apply for a business overdraft, you’ll typically need to submit an application with your chosen lender. The required documents usually include financial statements, tax returns, and business registration details. For overdrafts under $150K, the application process can be streamlined with minimal paperwork. The lender will review your application based on your business’s financial health and trading history. Check with your lender for specific requirements and procedures.
This page is intended for informational purposes only and does not constitute financial advice. We recommend seeking independent financial advice to ensure any refinancing option suits your circumstances.
LOAN OPTIONS
CONTACT US
ABN 55 618 511 158 | Australian Credit License 517685
Privacy Policy | Privacy Collection | Terms of Use |
Website powered by 3 Phase Marketing
