Australia’s highest-rated finance brokers on Google
Looking to reduce your car loan payments or secure a better rate? Refinancing your car loan could be the answer. Whether you’re looking to lower interest rates, adjust your loan term, or consolidate your debt, our car refinance options are designed to fit your needs with minimal paperwork.
With fast approvals, flexible terms, and competitive rates, refinancing with us is simple and stress-free. Our quick application process means you can start saving sooner, without the hassle of traditional loan requirements. Apply now and take control of your car loan today!
Submitting your enquiry with us will not impact your credit score
Why Choose Affordable Funding for Your Car Loan Refinance?
We specialise in quick, hassle-free car loan refinances, with the industry’s highest approval rates. Here’s what we offer:
No biggie, but we’ve got the highest 5-star Google ranking in lending*
Tony was far from being helpful! He was amazing!! Tony not only helped me get a family car he helped us more than that and exceeded our expectations. More than what I asked for. Thank you Tony for helping us through an easy process. Made me comfortable and made everything clear and to my budget. Highly recommended!! So please take this review and get on to Tony as he will help you all the way. Bless you Tony from my family to yours
Thank you for helping my family out. Tony went above and beyond to secure funds for our car. Definitely 110% service and highly recommend this business. Keep up the great work. 👍
A huge Thank you to Gus for helping me get finance for my new car. Fantastic service and support, making the process smooth and stress-free. I am truly Grateful for the assistance in securing the funds for my new wheels! I would definitely recommend you to all and will be back when I need finance again.
I didn't think I'd get finance to buy a car. Ezra was amazing. He kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, After being denied by few landers because of my working visa finally i got in touch with them. Thank you so much to Ezra for this opportunity. Will definitely recommend him to family and friends.
Tony, I can’t thank enough for all the help and assistance you provided me along with all the understanding you afforded me whilst assisting me in acquiring my vehicle.
Throughout the whole process Tony was so professional, confident, courteous, compassionate and committed to getting the best outcome possible for finance enquiry.
I would recommend Tony and Affordable Funding to everyone and anyone who requires funding for anything from a car to a home loan.
Thanks again Tony, I can’t thank you enough!!
Affordable funding are the best in the biz.
Having been to 4 brokers prior which were of no help due to being 5 months new to AU, Josh and Jay worked my profile to the end, managing 3 finance approvals for different options to suit multiple types of purchase.
They dug deep and were very personalized, ensuring there was a successful outcome.
Josh and Jay were extremely efficient in communication and the overall process, which made it easier, although, knowing my deal wasnt an easy one.
I would highly recommend Affordable Funding to any family, friend, colleague, considering I've had a good history of personal and business lending overseas, Affordable Funding has been the best in my experience, by FAR!
HUGE THANKS AGAIN, Love your guys work, and I will be a loyal client for anything in future.
10 Stars from me!
couldn’t recommend Gus more! he was extremely helpful, helped me understand everything i was unsure about, answered every call and was patient with me. Gus helped me get my dream car 🤩😊 will definitely be contacting him for future finance needs and will recommend him 100%!!
I didn't think I'd get finance to buy a car. Tony F was amazing. He got the ball rolling & kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, I am the proud owner of this beauty. Thankyou so much to Tony for this opportunity. Will definitely recommend him to family and friends.
We’ll give you the best loan options to compare and choose from.
Determining if you can refinance your car loan depends on factors like your credit score, income, and the remaining balance on your current loan. Generally, you must be 18 or older, an Australian Citizen or Permanent Resident, and have a car loan in good standing. Use our online calculator or contact our friendly team for personalised advice.
Refinancing timelines can vary depending on factors like your current lender and the complexity of your application. At Affordable Funding, we strive for efficiency. You could receive pre-approval within 60 minutes, with funding available on the same day.
Yes, refinancing can save you money by securing a lower interest rate, reducing your monthly payments, or shortening your loan term. It can also help consolidate debt and improve your credit score over time.
To refinance your car loan, you generally need to be an Australian resident aged 18 or over with an existing car loan. You’ll usually need to provide:
The specific documents required can vary by lender but typically include your driver’s license, recent pay stubs, and loan statements. At Affordable Funding, we aim to keep the paperwork to a minimum.
Yes, refinancing options are available even if you have bad credit. Our network of lenders includes options for those with less-than-perfect credit. While refinancing itself may impact your credit score, responsible management of the new loan can help improve your credit score over time.
This page is intended for informational purposes only and does not constitute financial advice. We recommend seeking independent financial advice to ensure any refinancing option suits your circumstances.
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ABN 55 618 511 158 | Australian Credit License 517685
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