Australia’s highest-rated finance brokers on Google
Need a car loan but don’t have all the paperwork? A Low Doc Car Loan might be the solution for you. Designed for self-employed individuals, contractors, or anyone with irregular income, it allows you to skip the traditional documentation and get approved with minimal hassle.
With fast approvals, flexible repayment terms, and competitive rates, we make it easy to get behind the wheel of your next car. No need to wait our simple application process means you can drive away sooner than you think. Apply now and enjoy quick funding and a straightforward, stress-free experience.
Submitting your enquiry with us will not impact your credit score
We make approval easy with the industry’s highest success rate for Low Doc Car Loans. Here’s what we offer:
No biggie, but we’ve got the highest 5-star Google ranking in lending*
Tony was far from being helpful! He was amazing!! Tony not only helped me get a family car he helped us more than that and exceeded our expectations. More than what I asked for. Thank you Tony for helping us through an easy process. Made me comfortable and made everything clear and to my budget. Highly recommended!! So please take this review and get on to Tony as he will help you all the way. Bless you Tony from my family to yours
Thank you for helping my family out. Tony went above and beyond to secure funds for our car. Definitely 110% service and highly recommend this business. Keep up the great work. 👍
A huge Thank you to Gus for helping me get finance for my new car. Fantastic service and support, making the process smooth and stress-free. I am truly Grateful for the assistance in securing the funds for my new wheels! I would definitely recommend you to all and will be back when I need finance again.
I didn't think I'd get finance to buy a car. Ezra was amazing. He kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, After being denied by few landers because of my working visa finally i got in touch with them. Thank you so much to Ezra for this opportunity. Will definitely recommend him to family and friends.
Tony, I can’t thank enough for all the help and assistance you provided me along with all the understanding you afforded me whilst assisting me in acquiring my vehicle.
Throughout the whole process Tony was so professional, confident, courteous, compassionate and committed to getting the best outcome possible for finance enquiry.
I would recommend Tony and Affordable Funding to everyone and anyone who requires funding for anything from a car to a home loan.
Thanks again Tony, I can’t thank you enough!!
Affordable funding are the best in the biz.
Having been to 4 brokers prior which were of no help due to being 5 months new to AU, Josh and Jay worked my profile to the end, managing 3 finance approvals for different options to suit multiple types of purchase.
They dug deep and were very personalized, ensuring there was a successful outcome.
Josh and Jay were extremely efficient in communication and the overall process, which made it easier, although, knowing my deal wasnt an easy one.
I would highly recommend Affordable Funding to any family, friend, colleague, considering I've had a good history of personal and business lending overseas, Affordable Funding has been the best in my experience, by FAR!
HUGE THANKS AGAIN, Love your guys work, and I will be a loyal client for anything in future.
10 Stars from me!
couldn’t recommend Gus more! he was extremely helpful, helped me understand everything i was unsure about, answered every call and was patient with me. Gus helped me get my dream car 🤩😊 will definitely be contacting him for future finance needs and will recommend him 100%!!
I didn't think I'd get finance to buy a car. Tony F was amazing. He got the ball rolling & kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, I am the proud owner of this beauty. Thankyou so much to Tony for this opportunity. Will definitely recommend him to family and friends.
We’ll give you the best loan options to compare and choose from.
At Affordable Funding, transparency is key. That’s why we want to demystify car financing and help you understand what you’re signing and how the costs are calculated.
Knowing these factors helps you understand the overall cost of your car financing:
The more you borrow, the higher the overall cost will be. Don’t let calculations hold you back!
Let’s make the numbers work for you! Our car finance calculator is a user-friendly tool that can help you understand your options quickly.
The “best” car finance option depends on your unique situation. At Affordable Funding, we’ll help you find the perfect fit for your needs and budget. Our friendly loan specialists are here to guide you through your options, but here are some key things to consider to get you started:
Talk to one of our loan specialists today to discuss your options and find the perfect car financing solution for you.
Not at all! Using car financing to buy your dream car and making your repayments on time can boost your credit score by showing lenders you’re a responsible borrower. This can unlock excellent benefits, like getting better interest rates on future loans for your dream home! Of course, missing repayments can have the opposite effect, so staying on top of your payments is vital. Think of it as a positive step towards your financial future.
Car financing can be a fantastic way to get behind the wheel of the car you love sooner rather than later. But before you chat with Affordable Funding about your options and take your new car for a drive, weigh the pros and cons of choosing car financing.
The Bottom Line: Consider your short—and long-term goals. Financing lets you enjoy your car now and build credit while saving up the cash upfront avoids interest. Affordable Funding can help you find the perfect option for your situation!
People often use “car financing” and “car loans” interchangeably, and that’s okay! They both mean borrowing money to buy a car. Here’s a quick breakdown:
So, while car loans are a type of car financing, not all car financing options are car loans.
At Affordable Funding, we offer many car financing options to fit your needs. Talk to one of our friendly loan specialists today to find the perfect solution for you and cruise off into your dream car adventure!
This page is intended for informational purposes only and does not constitute financial advice. We recommend seeking independent financial advice to ensure any refinancing option suits your circumstances.
