Australia’s highest-rated finance brokers on Google
A Secured Car Loan allows you to borrow against your vehicle, securing a lower interest rate and better repayment options. Whether you’re buying a new car or refinancing, this type of loan offers you competitive rates and the ability to finance more with flexible terms.
With quick approval, minimal paperwork, and the ability to use your car as collateral, securing a loan has never been easier. Our simple application process ensures you can drive off with your next car sooner while enjoying lower monthly payments. Apply now and experience the advantages of a secured loan!
Submitting your enquiry with us will not impact your credit score
We offer hassle-free secured car loans with fast approvals and industry-leading rates. Here’s what we provide:
No biggie, but we’ve got the highest 5-star Google ranking in lending*
Tony was far from being helpful! He was amazing!! Tony not only helped me get a family car he helped us more than that and exceeded our expectations. More than what I asked for. Thank you Tony for helping us through an easy process. Made me comfortable and made everything clear and to my budget. Highly recommended!! So please take this review and get on to Tony as he will help you all the way. Bless you Tony from my family to yours
Thank you for helping my family out. Tony went above and beyond to secure funds for our car. Definitely 110% service and highly recommend this business. Keep up the great work. 👍
A huge Thank you to Gus for helping me get finance for my new car. Fantastic service and support, making the process smooth and stress-free. I am truly Grateful for the assistance in securing the funds for my new wheels! I would definitely recommend you to all and will be back when I need finance again.
I didn't think I'd get finance to buy a car. Ezra was amazing. He kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, After being denied by few landers because of my working visa finally i got in touch with them. Thank you so much to Ezra for this opportunity. Will definitely recommend him to family and friends.
Tony, I can’t thank enough for all the help and assistance you provided me along with all the understanding you afforded me whilst assisting me in acquiring my vehicle.
Throughout the whole process Tony was so professional, confident, courteous, compassionate and committed to getting the best outcome possible for finance enquiry.
I would recommend Tony and Affordable Funding to everyone and anyone who requires funding for anything from a car to a home loan.
Thanks again Tony, I can’t thank you enough!!
Affordable funding are the best in the biz.
Having been to 4 brokers prior which were of no help due to being 5 months new to AU, Josh and Jay worked my profile to the end, managing 3 finance approvals for different options to suit multiple types of purchase.
They dug deep and were very personalized, ensuring there was a successful outcome.
Josh and Jay were extremely efficient in communication and the overall process, which made it easier, although, knowing my deal wasnt an easy one.
I would highly recommend Affordable Funding to any family, friend, colleague, considering I've had a good history of personal and business lending overseas, Affordable Funding has been the best in my experience, by FAR!
HUGE THANKS AGAIN, Love your guys work, and I will be a loyal client for anything in future.
10 Stars from me!
couldn’t recommend Gus more! he was extremely helpful, helped me understand everything i was unsure about, answered every call and was patient with me. Gus helped me get my dream car 🤩😊 will definitely be contacting him for future finance needs and will recommend him 100%!!
I didn't think I'd get finance to buy a car. Tony F was amazing. He got the ball rolling & kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, I am the proud owner of this beauty. Thankyou so much to Tony for this opportunity. Will definitely recommend him to family and friends.
We’ll give you the best loan options to compare and choose from.
Absolutely! Secured car loans are generally easier to get approved for. Because your car acts as collateral, lenders feel more confident in approving your loan, even if your credit history isn’t perfect.
No worries if your credit history isn’t perfect. We partner with lenders specialising in secured car loans for people like you. While an excellent credit score can help, it’s not always necessary to qualify for a secured loan.
The amount you can borrow depends on your car’s value and your financial situation. Typically, lenders offer up to 80% of your car’s worth. But don’t worry; secured loans often allow you to borrow more than unsecured options, giving you more flexibility.
Most lenders prefer newer cars, but we work with lenders who finance a range of vehicle ages. The age of your car can impact interest rates, so let’s chat about your options.
Think of a secured car loan as having a safety net. Your car acts as collateral, often meaning lower interest rates and better terms. But you could lose your car if you can’t keep up with your payments. Unsecured loans don’t require collateral but usually come with higher interest rates.
This page is intended for informational purposes only and does not constitute financial advice. We recommend seeking independent financial advice to ensure any refinancing option suits your circumstances.
