Australia’s highest-rated finance brokers on Google
A Used Car Loan is a great way to finance a pre-owned vehicle with competitive rates and flexible terms. Whether you’re buying your first used car or upgrading to a more reliable model, we offer tailored loans to suit your needs.
With fast approvals and minimal paperwork, getting a loan for a used car has never been easier. Our simple application process ensures quick funding, allowing you to drive away in your new ride with ease. Apply now and enjoy low repayments and a smooth, stress-free experience.
Submitting your enquiry with us will not impact your credit score
We specialise in quick, affordable financing for used cars with flexible terms and competitive rates. Here’s what we offer:
No biggie, but we’ve got the highest 5-star Google ranking in lending*
Tony was far from being helpful! He was amazing!! Tony not only helped me get a family car he helped us more than that and exceeded our expectations. More than what I asked for. Thank you Tony for helping us through an easy process. Made me comfortable and made everything clear and to my budget. Highly recommended!! So please take this review and get on to Tony as he will help you all the way. Bless you Tony from my family to yours
Thank you for helping my family out. Tony went above and beyond to secure funds for our car. Definitely 110% service and highly recommend this business. Keep up the great work. 👍
A huge Thank you to Gus for helping me get finance for my new car. Fantastic service and support, making the process smooth and stress-free. I am truly Grateful for the assistance in securing the funds for my new wheels! I would definitely recommend you to all and will be back when I need finance again.
I didn't think I'd get finance to buy a car. Ezra was amazing. He kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, After being denied by few landers because of my working visa finally i got in touch with them. Thank you so much to Ezra for this opportunity. Will definitely recommend him to family and friends.
Tony, I can’t thank enough for all the help and assistance you provided me along with all the understanding you afforded me whilst assisting me in acquiring my vehicle.
Throughout the whole process Tony was so professional, confident, courteous, compassionate and committed to getting the best outcome possible for finance enquiry.
I would recommend Tony and Affordable Funding to everyone and anyone who requires funding for anything from a car to a home loan.
Thanks again Tony, I can’t thank you enough!!
Affordable funding are the best in the biz.
Having been to 4 brokers prior which were of no help due to being 5 months new to AU, Josh and Jay worked my profile to the end, managing 3 finance approvals for different options to suit multiple types of purchase.
They dug deep and were very personalized, ensuring there was a successful outcome.
Josh and Jay were extremely efficient in communication and the overall process, which made it easier, although, knowing my deal wasnt an easy one.
I would highly recommend Affordable Funding to any family, friend, colleague, considering I've had a good history of personal and business lending overseas, Affordable Funding has been the best in my experience, by FAR!
HUGE THANKS AGAIN, Love your guys work, and I will be a loyal client for anything in future.
10 Stars from me!
couldn’t recommend Gus more! he was extremely helpful, helped me understand everything i was unsure about, answered every call and was patient with me. Gus helped me get my dream car 🤩😊 will definitely be contacting him for future finance needs and will recommend him 100%!!
I didn't think I'd get finance to buy a car. Tony F was amazing. He got the ball rolling & kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, I am the proud owner of this beauty. Thankyou so much to Tony for this opportunity. Will definitely recommend him to family and friends.
We’ll give you the best loan options to compare and choose from.
Used car loans generally involve lower amounts and may have slightly higher interest rates than new car loans. However, the value retention of used cars often makes them a smarter financial choice, leading to significant savings. Even with slightly higher used car loan rates, the benefits of used cars, such as their better value retention, outweigh the costs, making them a more economical option.
Getting a used car loan is simple: apply online, get approved fast, submit your paperwork, and receive your funds the same day. We keep it low-doc—just provide your ID, proof of income, and bank statements. It’s a hassle-free experience.
Used car loan rates vary based on your credit history and loan term. At Affordable Funding, rates start at 6.19%. You can borrow a minimum of $5,000, with the maximum based on your income, credit score, and the car’s value. We’ll help you find the best rate and amount for your needs.
Absolutely! Affordable Funding works with lenders who offer used car loans for bad credit, so you can get financing even with less-than-perfect credit.
A balloon payment is a larger final payment due at the end of the loan term. It allows for lower monthly payments throughout the loan but requires a significant final payout. This option is great if you want smaller monthly payments and can manage a larger end payment. It’s a flexible payment option to help you manage your budget effectively.
This page is intended for informational purposes only and does not constitute financial advice. We recommend seeking independent financial advice to ensure any refinancing option suits your circumstances.
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ABN 55 618 511 158 | Australian Credit License 517685
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