Australia’s highest-rated finance brokers on Google
An Equipment Chattel Mortgage allows your business to finance equipment purchases with the ability to own the asset from day one. Whether you’re upgrading machinery, buying vehicles, or acquiring specialised tools, this finance solution gives you control of your equipment while spreading the cost over time.
With competitive rates, flexible terms, and quick approval, we make it easy for you to invest in the equipment your business needs to grow. Apply now and start using your new equipment sooner.
Submitting your enquiry with us will not impact your credit score
We provide tailored equipment financing solutions that give you ownership from the start. Here's what we offer:
No biggie, but we’ve got the highest 5-star Google ranking in lending*
Tony was far from being helpful! He was amazing!! Tony not only helped me get a family car he helped us more than that and exceeded our expectations. More than what I asked for. Thank you Tony for helping us through an easy process. Made me comfortable and made everything clear and to my budget. Highly recommended!! So please take this review and get on to Tony as he will help you all the way. Bless you Tony from my family to yours
Thank you for helping my family out. Tony went above and beyond to secure funds for our car. Definitely 110% service and highly recommend this business. Keep up the great work. 👍
A huge Thank you to Gus for helping me get finance for my new car. Fantastic service and support, making the process smooth and stress-free. I am truly Grateful for the assistance in securing the funds for my new wheels! I would definitely recommend you to all and will be back when I need finance again.
I didn't think I'd get finance to buy a car. Ezra was amazing. He kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, After being denied by few landers because of my working visa finally i got in touch with them. Thank you so much to Ezra for this opportunity. Will definitely recommend him to family and friends.
Tony, I can’t thank enough for all the help and assistance you provided me along with all the understanding you afforded me whilst assisting me in acquiring my vehicle.
Throughout the whole process Tony was so professional, confident, courteous, compassionate and committed to getting the best outcome possible for finance enquiry.
I would recommend Tony and Affordable Funding to everyone and anyone who requires funding for anything from a car to a home loan.
Thanks again Tony, I can’t thank you enough!!
Affordable funding are the best in the biz.
Having been to 4 brokers prior which were of no help due to being 5 months new to AU, Josh and Jay worked my profile to the end, managing 3 finance approvals for different options to suit multiple types of purchase.
They dug deep and were very personalized, ensuring there was a successful outcome.
Josh and Jay were extremely efficient in communication and the overall process, which made it easier, although, knowing my deal wasnt an easy one.
I would highly recommend Affordable Funding to any family, friend, colleague, considering I've had a good history of personal and business lending overseas, Affordable Funding has been the best in my experience, by FAR!
HUGE THANKS AGAIN, Love your guys work, and I will be a loyal client for anything in future.
10 Stars from me!
couldn’t recommend Gus more! he was extremely helpful, helped me understand everything i was unsure about, answered every call and was patient with me. Gus helped me get my dream car 🤩😊 will definitely be contacting him for future finance needs and will recommend him 100%!!
I didn't think I'd get finance to buy a car. Tony F was amazing. He got the ball rolling & kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, I am the proud owner of this beauty. Thankyou so much to Tony for this opportunity. Will definitely recommend him to family and friends.
We’ll give you the best loan options to compare and choose from.
A chattel mortgage is a type of loan used to purchase tangible assets. The asset serves as collateral for the loan, allowing you to make manageable repayments over time. Once all payments are completed, you own the asset outright.
Chattel mortgages can finance various assets, including vehicles (cars, trucks, vans), industrial machinery, construction equipment, agricultural tools, and office technology like computers and printers. Both new and used equipment can be financed, though terms and interest rates may vary based on the asset’s age and condition.
Interest rates for chattel mortgages start as low as 6.19%. Repayment terms vary based on the asset and your business’s needs, generally ranging from a few years to several years. Flexible terms are available to accommodate different cash flow situations.
To qualify for a chattel mortgage, you generally need an active ABN, at least six months of trading history, and to be an Australian citizen or permanent resident. Documentation requirements include financial details and proof of identity. No-doc loans are available up to $150k, and low-doc loans up to $1M.
Yes, you can make extra repayments on a chattel mortgage, reducing the loan term and interest costs. Transferring a chattel mortgage to a new business entity may also be possible, but lender approval and appropriate documentation are required.
This page is intended for informational purposes only and does not constitute financial advice. We recommend seeking independent financial advice to ensure any refinancing option suits your circumstances.
LOAN OPTIONS
CONTACT US
ABN 55 618 511 158 | Australian Credit License 517685
Privacy Policy | Privacy Collection | Terms of Use |
Website powered by 3 Phase Marketing
