Australia’s highest-rated finance brokers on Google
A Debt Consolidation Loan allows you to combine multiple debts into one easy-to-manage loan with a lower interest rate. Whether you’re struggling with credit card bills, personal loans, or other outstanding debts, we can help you streamline your finances and make repayment simpler.
With competitive rates, flexible terms, and quick approval, a debt consolidation loan can help you reduce stress, lower monthly payments, and get back on track financially. Apply now and take the first step towards financial freedom.
Submitting your enquiry with us will not impact your credit score
We offer fast, low-rate debt consolidation loans with easy terms and a straightforward application process. Here’s what we provide:
No biggie, but we’ve got the highest 5-star Google ranking in lending*
Tony was far from being helpful! He was amazing!! Tony not only helped me get a family car he helped us more than that and exceeded our expectations. More than what I asked for. Thank you Tony for helping us through an easy process. Made me comfortable and made everything clear and to my budget. Highly recommended!! So please take this review and get on to Tony as he will help you all the way. Bless you Tony from my family to yours
Thank you for helping my family out. Tony went above and beyond to secure funds for our car. Definitely 110% service and highly recommend this business. Keep up the great work. 👍
A huge Thank you to Gus for helping me get finance for my new car. Fantastic service and support, making the process smooth and stress-free. I am truly Grateful for the assistance in securing the funds for my new wheels! I would definitely recommend you to all and will be back when I need finance again.
I didn't think I'd get finance to buy a car. Ezra was amazing. He kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, After being denied by few landers because of my working visa finally i got in touch with them. Thank you so much to Ezra for this opportunity. Will definitely recommend him to family and friends.
Tony, I can’t thank enough for all the help and assistance you provided me along with all the understanding you afforded me whilst assisting me in acquiring my vehicle.
Throughout the whole process Tony was so professional, confident, courteous, compassionate and committed to getting the best outcome possible for finance enquiry.
I would recommend Tony and Affordable Funding to everyone and anyone who requires funding for anything from a car to a home loan.
Thanks again Tony, I can’t thank you enough!!
Affordable funding are the best in the biz.
Having been to 4 brokers prior which were of no help due to being 5 months new to AU, Josh and Jay worked my profile to the end, managing 3 finance approvals for different options to suit multiple types of purchase.
They dug deep and were very personalized, ensuring there was a successful outcome.
Josh and Jay were extremely efficient in communication and the overall process, which made it easier, although, knowing my deal wasnt an easy one.
I would highly recommend Affordable Funding to any family, friend, colleague, considering I've had a good history of personal and business lending overseas, Affordable Funding has been the best in my experience, by FAR!
HUGE THANKS AGAIN, Love your guys work, and I will be a loyal client for anything in future.
10 Stars from me!
couldn’t recommend Gus more! he was extremely helpful, helped me understand everything i was unsure about, answered every call and was patient with me. Gus helped me get my dream car 🤩😊 will definitely be contacting him for future finance needs and will recommend him 100%!!
I didn't think I'd get finance to buy a car. Tony F was amazing. He got the ball rolling & kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, I am the proud owner of this beauty. Thankyou so much to Tony for this opportunity. Will definitely recommend him to family and friends.
We’ll give you the best loan options to compare and choose from.
Centrelink recipients can access various loans on Centrelink, including personal loans, emergency cash loans for Centrelink customers, and disability pension loans Centrelink. These can be used for unexpected expenses, debt consolidation, or essential purchases.
Yes, you can qualify for a loan with bad credit. Affordable Funding partners with lenders who assess your current financial situation rather than solely focusing on your credit score. This means that even if you have had credit issues in the past, you may still be eligible for a loan.
To apply for a loan on Centrelink, you must be:
• 18+ years old
• An Australian citizen or permanent resident
You’ll need to provide:
• Proof of identity (e.g., driver’s license, passport)
• Proof of income (e.g., Centrelink payment slips)
• Proof of address (e.g., utility bill)
Repayment plans are tailored to align with your Centrelink payment schedule, ensuring they are manageable and fit your budget. Flexible options are available to help you stay on track.
Approval can be completed in as little as 60 minutes, with funds often available within 24 hours, depending on your circumstances and lender processes.
Interest rates and fees vary based on your credit score and loan amount. Affordable Funding strives to provide you with loan options that offer competitive rates and transparent information about any associated fees.
This page is intended for informational purposes only and does not constitute financial advice. We recommend seeking independent financial advice to ensure any refinancing option suits your circumstances.
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ABN 55 618 511 158 | Australian Credit License 517685
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