Australia’s highest-rated finance brokers on Google
A Home Renovation Loan provides the funds you need to upgrade, renovate, or remodel your home. Whether you’re planning a kitchen makeover, bathroom renovation, or a complete home overhaul, our loans offer competitive rates, flexible terms, and quick approval to help you get started.
With fast, hassle-free funding and manageable repayments, you can turn your dream home into a reality without the stress. Apply now and get the financial support you need to make your home improvement plans come true.
Submitting your enquiry with us will not impact your credit score
We make it easy to fund your renovation project with fast approvals and competitive rates. Here's what we offer:
No biggie, but we’ve got the highest 5-star Google ranking in lending*
Tony was far from being helpful! He was amazing!! Tony not only helped me get a family car he helped us more than that and exceeded our expectations. More than what I asked for. Thank you Tony for helping us through an easy process. Made me comfortable and made everything clear and to my budget. Highly recommended!! So please take this review and get on to Tony as he will help you all the way. Bless you Tony from my family to yours
Thank you for helping my family out. Tony went above and beyond to secure funds for our car. Definitely 110% service and highly recommend this business. Keep up the great work. 👍
A huge Thank you to Gus for helping me get finance for my new car. Fantastic service and support, making the process smooth and stress-free. I am truly Grateful for the assistance in securing the funds for my new wheels! I would definitely recommend you to all and will be back when I need finance again.
I didn't think I'd get finance to buy a car. Ezra was amazing. He kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, After being denied by few landers because of my working visa finally i got in touch with them. Thank you so much to Ezra for this opportunity. Will definitely recommend him to family and friends.
Tony, I can’t thank enough for all the help and assistance you provided me along with all the understanding you afforded me whilst assisting me in acquiring my vehicle.
Throughout the whole process Tony was so professional, confident, courteous, compassionate and committed to getting the best outcome possible for finance enquiry.
I would recommend Tony and Affordable Funding to everyone and anyone who requires funding for anything from a car to a home loan.
Thanks again Tony, I can’t thank you enough!!
Affordable funding are the best in the biz.
Having been to 4 brokers prior which were of no help due to being 5 months new to AU, Josh and Jay worked my profile to the end, managing 3 finance approvals for different options to suit multiple types of purchase.
They dug deep and were very personalized, ensuring there was a successful outcome.
Josh and Jay were extremely efficient in communication and the overall process, which made it easier, although, knowing my deal wasnt an easy one.
I would highly recommend Affordable Funding to any family, friend, colleague, considering I've had a good history of personal and business lending overseas, Affordable Funding has been the best in my experience, by FAR!
HUGE THANKS AGAIN, Love your guys work, and I will be a loyal client for anything in future.
10 Stars from me!
couldn’t recommend Gus more! he was extremely helpful, helped me understand everything i was unsure about, answered every call and was patient with me. Gus helped me get my dream car 🤩😊 will definitely be contacting him for future finance needs and will recommend him 100%!!
I didn't think I'd get finance to buy a car. Tony F was amazing. He got the ball rolling & kept me informed of the progress throughout the process. He was professional and courteous & worked hard to get me the best outcome that suited my budget.
I'm ever so grateful that as of today, I am the proud owner of this beauty. Thankyou so much to Tony for this opportunity. Will definitely recommend him to family and friends.
We’ll give you the best loan options to compare and choose from.
Home renovation loans help finance home improvement projects, including upgrades, repairs, and major renovations. You can use these loans for various projects within your home, such as kitchen or bathroom remodels, adding a room, improving energy efficiency, or landscaping. The minimum loan amount is $5,000, and the maximum amount you can borrow depends on your financial situation and the lender’s requirements.
Applying for a home renovation loan is straightforward. You’ll provide details about your renovation plans and financial situation, and we’ll connect you with lenders who can offer suitable terms. Approval is typically quick, often within 60 minutes, and funds can be available on the same day, depending on the lender and your application details.
Yes, you can qualify for a home renovation loan even with bad credit. Lenders will look at factors beyond your credit score, such as your overall financial stability and income. General requirements include:
• Being at least 18 years old.
• Being an Australian citizen or permanent resident.
• Demonstrating a stable financial situation.
Some loans may require minimal documentation or a simple application process.
Absolutely! A home renovation loan can finance multiple projects within your home, allowing you to address various improvement needs with a single loan.
You can use a home renovation loan to finance a variety of projects, including:
• Kitchen remodeling
• Bathroom remodeling
• Adding a room
• Improving energy efficiency
• Landscaping
This page is intended for informational purposes only and does not constitute financial advice. We recommend seeking independent financial advice to ensure any refinancing option suits your circumstances.
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